A while ago I wrote about being short on the money front and how I was feeling the pinch. Well things haven’t changed much and so I’ve had no choice but to tighten the purse strings.
When G was around we never bothered about money. We were confident that what we need to spend will come from somewhere. So we spent thousands without thinking twice – on evenings out, on shopping sprees, on impulse buys and what nots. I had no idea how much things cost. In the bills it was always one amount payable and we never bothered to check individual prices. Sadly, I still don’t know it; but I am determined to learn.
By ethnicity I am a Marwari – a community from Rajasthan, teased by others as being exceptionally stingy. And strangely I splurged a lot. Like really, my expenses were totally unjustified. I didn’t know how to bargain. I couldn’t buy from sales. I couldn’t search for a cheaper option. If I liked something, I bought. If I went out with people I paid. Money seemed like a trivial thing. Funny how from not wanting to talk about money I am doing so much of it.
The point is, my spending is excessive. And something needs to be done about it really quick. I know I have the Marwari gene in me somewhere. It just needs to be activated for the whole new stingy me. I’ve taken some steps already and identified major areas where I can save:
- No shopping – I have enough clothes and shoes to last me a long long time. It’s time to stop adding more to the pile.
- Grocery essentials only – Goodbye chips and canned stuff and soft drinks, I’m not buying you any more. Just buy staples that are needed for regular home made food.
- No eating out – This’ll help me get back to my diet that I’ve been neglecting for a while
- No parties – Done with the last party I ever want to give. No more.
- Save on cosmetics – Already got a haircut, shorter hair means lesser shampoo. No more buying new cosmetics except the essential cleaning stuff.
- No more travel – Except for the IVF treatment I won’t be traveling anywhere anytime soon. I’ve booked 23 flights in the last few months. I think I am done for a few years now.
- Iron clothes at home – Minor expense I think, but can be saved. With G gone there isn’t much laundry to do. I think I can iron stuff once a week and save on this too.
Mulling over growing veggies at home too. But I know that’ll be stretching it too much. Anything else I can save on? Any ideas? I am new to this saving bit, will need all the help I can get.